Advice for First-Time Buyers

Pre-Qualification: Meet with a mortgage broker and find out how much you can afford to pay for a home.

Pre-Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after homes that are out of your price range. With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the home you’re interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for that property. Costs for pre-approval are generally nominal and lenders will usually permit you to pay them when you close your loan.

List of Needs & Wants: Make 2 lists. The first should include items you must have (i.e., the number of bedrooms you need for the size of your family, a one-story house if accessibility is a factor, etc.). The second list is your wishes, things you would like to have (pool, den, etc.) but that are not absolutely necessary. Realistically for first-time buyers, you probably will not get everything on your wish list, but it will keep you on track for what you are looking for.

Representation by a Professional:  Consider hiring your own real estate agent, one who is working for you, the buyer, not the seller.

Focus & Organization:  In a convenient location, keep handy the items that will assist you in maximizing your home search efforts. Such items may include:

Buyer Articles

  • One or more detailed maps with your areas of interest highlighted.
  • A file of the properties that your agent has shown to you, along with ads you have cut out from the newspaper.
  • Paper and pen, for taking notes as you search.
  • Instant or video camera to help refresh your memory on individual properties, especially if you are attending a series of showings.
  • Location: Look at a potential property as if you are the seller. Would a prospective buyer find it attractive based on school district, crime rate, proximity to positive (shopping, parks, freeway access) and negative (abandoned properties, garbage dump, source of noise) features of the area?

Visualize the house empty & with your decor: Are the rooms laid out to fit your needs? Is there enough light?

Be Objective:  Instead of thinking with your heart when you find a home, think with your head. Does this home really meet your needs? There are many houses on the market, so don’t make a hurried decision that you may regret later.

Be Thorough:  A few extra dollars well spent now may save you big expenses in the long run. Don’t forget such essentials as:

  • Include inspection & mortgage contingencies in your written offer.
  • Have the property inspected by a professional inspector.
  • Request a second walk-through to take place within 24 hours of closing.
  • You want to check to see that no changes have been made that were not agreed on (i.e., a nice chandelier that you assumed came with the sale having been replaced by a cheap ceiling light

About Us

We are a PROFESSIONAL Real Estate Services provider with a wide range of solutions catering to every conceivable need. With an invaluable experience of about 10 years in this field, we are dealing in flats, bunglows, offices, residential and commercial projects, hotels. we provide expert end-to-end services for all Real Estate and allied services.

Contact Us


Smart Deal & Investment Pvt. Ltd.,
001, Kenwood Apartments,
Near High Point Restaurant,
Lokhandwala Complex,
Andheri (West), Mumbai – 400053.
Maharashtra, India.

Email: smartdealandinvestment@gmail.com

Contact: +91 – 98331 88536
+91-022-40065656

Testimonials

The effort made by SmartDeal to close the deal is really appreciable. It was almost a lost deal which you made it possible with your convincing skills and personal relation. The continuous endeavour & never give up trait of yours is amazing and will take you to a great height in your path to success.
- Dr. M. K. Shah, Hinduja Hospital

I am very much pleased with the service of SmartDeals. SmartDeals has best trained staff. I was new in Pune but SmartDeals helped me to buy my Dream home. Definitely I will recommend SmartDeals to my friends. Thanks a lot SmartDeals Team.
- Mr. Chandrakant Mathurkar

I would personally like to thank your SmartDeals team for being very professional in handling my deal with Ramprastha Rise project. I would like to have a word of praise for your Gurgaon team for their preseverense and showing utmost care in dealing with me.

- Miss Priya Tekchandani

I am satisfied with the services and the facilities provided to me by SmartDeals. It felt great dealing with them as they were highly professional. They were transparent and handled my query with care.
- Mr. Subramanium Pillai

Buying a house through SmartDeals has been a refreshing experience. The whole process was very transparent. All my questions were patiently answered. At no time was I put under any pressure to rush into my deal.

- Mr. N. Rastogi, Reliance Energy

Send to Friend

Email Agent

radyo radyo dinle porn sex tv radyo dinle radyo dinle